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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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Thomas LeCain, REALTOR®, real estate agent and broker for Alpharetta, Roswell and Atlanta, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Thomas LeCain
SIGNATURE PROPERTIES

Black Tie Homes Marketing
6505 Shiloh Rd. Ste 110 B
Alpharetta, GA 30005
Phone: 404-806-5353
Fax: 404-474-7355
Email: Tom@HomesAtlanta.com

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